5+ Instant Loan Apps That You Should Know In 2022

Are you looking for instant insurance apps in India? Do you want to know the list of fast loan apps in India? Do you want to take an instant loan in India? Then this blog post is for you.

In this blog post, we are going to see the best instant insurance apps that you should know in 2022. So If you always need money and no one helps you in that situation then this post is for you.

Nowadays everyone needs money. Sometimes there is a festival offer, sale or huge discount. But we cannot take benefit of that moment due to lack of money. The traditional way to get a loan is very difficult and it also takes time.

We should change with time and modify our method. Nowadays you can take an instant loan through the apps as fast as mobile recharge. People are taking advantage of these online loan applications so why you should not enjoy this facility? Here is a list of some applications that help you to take online loans

List of Online loan Applications / Best apps to take an instant loan

These are trusted apps and are very popular apps that can give you instant loan:

List of Online loan Applications


Money tap is one of the best online personal loan apps that you can use to take loans online. The main feature of this app is No use No Interest this feature makes this app different from all other personal finance apps.

To take a loan from this app you need to earn at least 30,000 rs monthly. Here are some other features of Money tap:

NameMoney Tap
Founded In2015
Website Linkhttps://www.moneytap.com/
Loan Amount minimum3000
Loan amount maximum5,00,000


Paysense is also a popular app in personal finance. Along with a personal Loan, it offers you a consumer loan, Vehicle loan, travel loan, etc

If you want to take a loan from this app or website you need to earn at least 20,000 per month. The interest rate app is from 18%-36%. Some other features of this app are as follows:

Founded In2015
Website Linkhttps://www.gopaysense.com/
Loan Amount minimum5,000
Loan amount maximum5,00,000


Dhani is India’s popular app that was founded in 2017. In a very short time, it has become very popular. In 2022 it has become a top-level app to give personal loans.

To get a loan from this app you need to have a PAN card and that’s all. You need to repay the loan taken from this app within 3 to 36 months.

Founded In2017
Website+ Linkhttps://www.dhani.com/
Loan Amount Minimum1,000
Loan amount maximum15,00,000


Nira is also one of the great apps to take a personal loan. After approval, you have given a credit line of 1,00,000. The best thing about this app is you do not need to have a good credit score.

So if you want money faster then you can go towards nira app. Some more information about nira app is as follows:

Founded In2018
Website Linkhttps://nirafinance.com/
Loan Amount Minimum 5,000
Loan amount maximum1,00,000


Cashe is a finance app that provides not only personal loans but also some other finance features like Myntra buy now pay later, Amazon buys now pay later, same with Flipkart, Big basket & big Bazar.

If you want to take a loan from this app then you need to earn at least 10K / month. Some other features of this app are as follows:

Founded In2016
App Linkhttps://www.cashe.co.in/
Loan Amount ( Min-Max )7000
App Rating4,00,000


Credit is an Indian finance app that provides personal loans, educational loans, emergency loans, etc. This app has no hidden charges like other apps.

To get a loan from this app you need to earn at least 15,000 rs monthly. Some other features of this app are as follows:

Founded In2016
Website Linkhttps://www.credy.in/
Loan Amount Minimum10,000
Loan Amount Maximum1,00,000


SMART COIN is a finance app that provides personal loans and other types of loans. If you are looking for some quick cash then this app is very best for you.

This app is very easy to operate. Some other features of this app are as follows:

NameSmart coin
Founded In2015
Website Linkhttps://smartcoin.co.in/
Loan Amount minimum4,000
Loan Amount maximum1,00,000

BAJAJ finserv

Bajaj Finserv is a finance app that provides personal loans, finance loans, gold loans, etc. It is a very popular and reliable brand in the finance industry. You can take a personal loan up to 25,00,000.

If you are thinking to take a big loan then you can go with this option. Some other features of BAJAJ Finserv are as follows:

NameBAJAJ finserv
Founded In2007
Website Linkhttps://www.bajajfinserv.in/
Loan Amount minimum30,000
Loan Amount maximum25,00,000

What are personal Loan Apps:

If you need money for personal use and do not have money to complete it you can go towards these personal loan apps and get a personal loan. If these apps do not exist then you need to complete the long process of documents of banks.

With the help of these apps, you can save a lot of time and increase your productivity. You can also buy online things by taking loans from these apps.

Advantages Of Online Instant Loan Apps:

There are many advantages of online lone apps. Some advantages of an online loan app are as follows:

  • It gives you an instant loan.
  • It saves your time.
  • No need to go to banks and finance.
  • Less document.
  • Less interest.

Disadvantages of Online Instant loan Apps:

There are some disadvantages of online loan apps. As we all know that with advantages there are some disadvantages. The main disadvantage of these apps is you cannot get a big amount. You can fulfill only shopping needs.

While taking a loan your credit score is checked as well as you need to submit some documents. These apps are made only for students to fulfill small demands of money.


How much loan can I get through these apps?

It depends on your credit score and some other factors. Different apps have different conditions.

Are these apps secure?

All the apps mentioned here are 100% Secure and are in the market for more than 5 years.

What is the minimum age to take a loan from these apps?

You need to complete at least 21 years old.


I hope that you liked this information if you like the above information then you can share this blog post with your friends who want to take online loans. With the help of this blog post, you came to know how to take personal loans and the best personal loans apps in India.

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