How to get loan from dhani app?

Do you want to take a loan from the Dhani app? Do you want to know how much the Dhani app provides loans? What are the interest rates of the Dhani app? Then in this blog post, you will get A – Z about how to get a loan from the Dhani app.

Nowadays taking a loan from a bank is a very hard and lengthy process. Most people want loans for buying the latest smartphones, electronics, and personal purposes.

If you want to take a loan for personal purposes then taking it from online apps is much better than following the traditional way to take a loan. So in this blog post, we are going to see one of the best personal loan apps that is the Dhani app.

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How To Take Loan From Dhani App?

It is very easy to take a loan from Dhani App. Just follow the following steps and you can take a loan from Dhani App. You should also know the eligibility to take a loan from Dhani App that I mentioned below in this blog post.

Step 1 : Download Dhani App.

Step 2: Login to dhani app.

Step 3: Now you can call on  0124-6555-555 between 8:00 am to 8:00 pm OR you can send an email to

Step 4: After doing the above step representative of Dhani App will reach towards you and guide you to take a loan.

What Is Dhani App?

Dhani app is an app that provides different services like a store, personal loan, etc. The store section of the Dhani app mainly contains groceries, Medicines, Electronics, and Health care products.

Dhani app provides personal loans from rs 1000 to 25,00,000. If you want to buy electronic products like earphones, speakers, smartwatches, etc then also you can go to the Dhani app.

How many loans Can We Take From Dhani App?

With the help of the Dhani App, you can take a minimum of 1000rs And a Maximum of 25,00,000.

What Are Interest Rates Of Loan Of Dhani App?

Here is a table that shows all interest Rates and fees in the Dhani app:

Interest Rates14% and above.
Processing Fees5% of the loan amount.
Loan AmountFrom 1000 rs to 15,00,000 rs.
Tenure3 to 24 months.
Payment Charges5% Of principle outstanding.

What Type Of Loan Does Dhani App PRovide?

Dhani App provides personal loans for more information you can visit their official website

What Are Eligibilities & Documents To Take A Loan From Phone Pay?

If you want to take a loan from the Dhani app then you should consider their terms or eligibilities. If you follow their conditions you can easily take a loan from the Dhani app.

Eligibilities To Take Loan From Dhani App:

  • Your age should be more than 21 years.
  • You must be a citizen of India.
  • You must be self-employed or salaried.
  • You need to complete KYC.
  • You must link your bank account to the Dhani app in order to debit your EMI’s

You also need to have a list of documents in order to take a loan from Dhani App. So gather these documents and take your loan.

Documents To Take Loan From Dhani App:

  • Aadhar Card.
  • PAN card.
  • Proof of address.
  • Details of the bank.
  • Bank statement.
  • Some more documents.

Advantages Of Taking Loan From Dhani App

Here is a list of advantages that you get while taking a loan from the Dhani App:

  • Instant Credit.
  • Low EMI’s.
  • Earn Cashbacks.


How much time does it take to get a personal loan from Dhani App?

Dhani app provides instant loans to your bank account as verification completes.

What is the minimum credit score to apply for Dhani App?

You need to have a minimum credit score of 750.

Is Dhani App provides personal loan completely online?

Yes, it provides personal loans completely online.


I hope that you understand how you can take a loan from Dhani App. In this blog post, you also got information on Interest rates of the Dhani app, Documents required to take a loan from the Dhani App, Eligibilities to take a loan from Dhani App, etc

So if you liked this blog post you can share this with your friends who are looking to take a loan. If you do not like features or if you think you should look towards more apps or platforms like this you can check the following articles: