Do you want to take a loan from bajaj finance? Do you want to know if bajaj finance is a good loan app or not? Are you looking for a bajaj finance review? Then this blog post is for you.
Friends! In this blog post, you will know how to get a loan from bajaj finance, review, and answer some faqs. We also have provided applications like this which provided an online loan:
Now let’s see how to get a loan from the Bajaj finance app But before knowing how to take a loan from bajaj finance lest know what is bajaj finance app.
What Is bajaj Finance App?
If you don’t know about bajaj finance then don’t worry. Bajaj is a very popular company in India. It has many branches. Bajaj also provides financial services.
In financial services, bajaj provides different types of loans like home loans, gold loans, personal loans, business loans, etc But in this blog post, we are going to talk about how to take personal loans from bajaj finance.
At first, you need to decide which loan you have to take. In this blog post, we are going to see how to take a personal loan from bajaj finance.
How to take a personal loan from bajaj finance?
It is very easy to take a personal loan from bajaj finance. You can apply for a bajaj personal loan within 5-10 minutes. Follow the following steps to apply for a personal loan in bajaj finance.
Step 1: Click here to go to the login page.
Step 2: You have to select your employment type (Self-employed or salaried )
Step 3: Enter your name.
Step 4: Enter your pan number.
Step 5: Verify number with top.
Step 6: Complete your KYC
Step7: Submit your application
After submission, they will guide you further. In this way, you can apply for a personal loan from bajaj.
What are the facilities provided by Bajaj Finance?
Here is a list of facilities provided by bajaj finance:
- Personal Loan.
- Business Loan.
- Home Loan.
- Health insurance.
- Life Insurance.
- Motor Insurance.
- Saving facilities.
- Trading facilities, etc
What are eligibility criteria for a bajaj personal loan?
To take a loan from bajaj finance you must be at least 21 years old. And the maximum age should be 67years.
Also, you must earn more than 21k. Along with this, you must be a citizen of India. & Your CIBIL score should be more than 750.
- Your age must be between 21 – and 67.
- You must earn more than 22k per month.
- You must be a citizen of India.
- Your CIBIL score must be more than 750.
Check from where are you and according to this, you will get minimum earning criteria:
|Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane||more than 35,000|
|Jaipur, Chandigarh, Nagpur, Surat, Cochin||28,000|
|Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot||25,000|
|Balangir, Hassan, Junagadh, Chalisgaon, Godhra, Gandhidham,||22,000|
What are the required documents to take a loan from bajaj finance?
You need to have the following documents to take a loan from bajaj finance:
- Aadhar card.
- PAN card.
- Salary slip.
- Bank account statement for last 3 months.
- Employee Id card
What are the Interest rates of Bajaj Finance?
Here is data on interest rates and fees:
|Interest rates||13% And Onwards|
|Processing Fees||Up to 4% of the loan amount|
|Penal Rates||Up to 2 – 4%|
|Stamp Duty||As per state|
|Mandate Rejection Charges+||Rs 450|
All the above charges are fixed. To read more you can visit here
What Are Advantages Of Taking Personal Loan From Bajaj Finance?
Bajaj finance is a very trustful and secure platform apart from this here is a list of advantages of taking a loan from bajaj finance:
- Get a very fast loan.
- You can take up to 25 lakhs loan.
- Easy approval.
- Secure & safe.
- Fewer Documents are needed.
- Saves Time
Along with this, there are some disadvantages like interest rates and fees are a little bit high.
How to calculate the EMI ff this personal Loan?
It is very easy to calculate the EMI of bajaj personal finance. Bajaj finance officially provides an EMI calculator here is the link to this EMI calculator.
Should I take a loan from Bajaj finance?
Yes, If you are looking to take an instant personal loan as compared to other apps bajaj finance is a more secure app or platform to take personal loans.
Along with a personal loan if you want to take a gold loan, home loan, or business loan you can go with bajaj finance. Bajaj finance is working since 2007 in India. It provides loans to millions of customers. This shows that bajaj is a very trustworthy and secure way to take a loan.
Is Bajaj Finance a Secure Platform?
Yes, Bajaj finance is very secure to take loans.
Do we need to do KYC to take a loan from bajaj finance?
Yes, We need to do KYC to take a loan from bajaj finance.
What is the minimum amount to take a loan from bajaj finance?
The minimum amount of a personal loan is 10K.
What is the maximum amount to take a loan from bajaj finance?
You can take up to 25lakhs loan from bajaj finance.
I hope that you understand how to take a personal loan from bajaj finance. If you liked this article you can share this article with friends who want to take a personal loan.
Along with this here are more apps that provide these types of loans: